Abby R Kamadia, a Multi-Hundred Milllion Dollar Producer, reveals how mortgage brokers, mortgage bankers, and loan officers can…

Double or Triple Your Mortgage Business This Year … Without Costly Direct Mail, Ads, Cold Calling, or Free Reports!

Generate a Flood of Quality Leads All Year Long …
Qualified Prospects Who Need a Mortgage NOW,
Want to Get It From YOU, and Aren't Rate Shoppers …

… and Quickly and Easily Build Your Income to
$100,000 to $250,000 a Year - Or More!

Dear Mortgage Professional:

"I went into the mortgage business to make a lot of money," a mortgage broker told me the other day. "But that hasn't worked out."

He complained to me that business was tough to drum up … leads were few and far between … and those leads he did get failed to close.

Do you have that same problem?

If so, I may be able to help you achieve the six-figure income from your mortgage business that you desire.

My name is Abby R. Kamadia … and over the past few years, I've become extremely successful as an independent mortgage broker in the Houston area.

When I founded my latest mortgage company 6 years ago, I was an individual working alone at a desk with a phone … desperately trying to drum up enough leads to keep the doors open, pay the bills, and feed my family.

But for the last few years, my partner and I have spent thousands of dollars developing, testing, and refining a mortgage marketing system that would take our business to the next level.

And that's precisely what it's done….

Today, we've gone from a local one-man operation to a regional mortgage firm with half a dozen employees covering the entire state of Texas. We generate our own leads. But best of all, the majority of new clients we get are referred to us from our previous clients. We spend considerably less on maketing than any of our competetion. Since I founded MoneyTree Mortgage I went from knowing no one in a new city, to being one of the top producing loan officers in the state. I can now retire comfortably whenever I want with no worries.

My fellow mortgage professional, this is the kind of income that can make a real difference in your life … giving you the degree of security, financial independence, and comfort you deserve and desire.

Think about what it would mean if you knew you'd make $100,000 to $250,000 or more every year, like clockwork, from your mortgage business.

• No more struggling to fill your "lead pipeline"
• or close enough deals to pay the office rent
• or meet your quota.

At last, you'd have the money to enjoy both the necessities and luxuries of life: a nice home … beautiful new car … college tuition for your children … maybe even a boat or vacation home, too.

Best of all, with our system, there's no more sitting nervously by the phone, waiting for it to ring. YOU can make it ring of the hook … with more potential customers than you could ever hope to handle!

The fact is, the proven marketing methods and strategies I want to teach you can potentially double or triple your current mortgage business … if you will let them.

Signup Now for our FREE 9-Part Email Mini-Course so you can learn how to Start Generating Referral Loans Today!   Easy to Subscribe! E-mail Address: Name:

What is the best source of leads for mortgage originators?

First, let me tell you what my mortgage marketing system does NOT require….

• It doesn't require expensive TV or radio spots.
• It doesn't require costly newspaper or magazine ads.
• It doesn't require mass mailings of sales letters to rented mailing lists.
• It doesn't require you to write and offer a "free report."
• It doesn't require cold calling or knocking on doors (ugh).
• It doesn't require a Web site or e-mail marketing.
• It doesn't require you to be at some realtor's mercy for business.

My mortgage marketing system generates a massive flow of quality leads - that convert into mortgages at a high rate - using the lowest cost marketing method available.

I'm talking, of course, about Referrals, which offer you 4 important advantages over all other forms of mortgage marketing….

** FIRST, potential customers referred to you by others are MUCH more likely to go through with the mortgage.

In one study conducted by a life insurance agent, he found that the "conversion rate" - percentage of leads that closed - was 11% for cold calling vs. 40% for referrals.

That means referral marketing is 4 times more effective and profitable than cold calling … and it's a lot more pleasant and easier to do, too!

** SECOND, clients who are referred to you are already comfortable with you (precisely because you were recommended by someone they know and trust).

Therefore, your initial meeting can focus on the mortgage, not on making them feel at ease with you.

Also, referral leads are rarely rate shoppers. I don't know about you, but I HATE dealing with rate shoppers.

Well, when you use my referral marketing system, you talk only to people who have already made up their minds to get their loan from you -- and won't jump ship just because they can get it an eighth of a percent cheaper across the street.

** THIRD, because referred customers are not rate shoppers, you can make a fair profit servicing them. That means more money coming into your pocket.

** FOURTH, you eliminate thousands of dollars in advertising expenditures.

It is not uncommon for mortgage companies to spend $400 to $500 per qualified lead through their own advertising efforts.

But with referral marketing, your cost can be as little as $20 per lead … and that lead is generally more qualified than a customer who responds to an ad or sales letter.

But the problem, of course, is WHERE and HOW to get referrals.

And that's the problem that Referrals on Demand: The Mortgage Originator's Referral Marketing System can solve for you.

Generating a massive flow of quality leads
through referrals - once difficult, now easy.

In Referrals on Demand, I share with you proven, utterly pragmatic methods you can use to quickly and easily make $100,000 to $250,000 a year or more in your mortgage business.

You do it with a systematic approach to generating referrals….

That is, getting people to recommend you to their friends, neighbors, relatives, and co-workers … so that everyone who comes through the door is already favorably inclined to do business with you!

When you build your business with referral customers, your lead conversion rate … and your commissions … can easily double or triple - or more.

And to be frank, you also get a better CLASS of customer - people who are favorably inclined to do business with you … and not shop around for a fraction of a percentage point lower rate.

Here's just a sampling of what you'll discover in Referrals on Demand:

• The 11 characteristics you MUST possess to attract qualified referrals like a magnet … and how to develop each. Starts on page 29.
• 8 inexpensive - and extremely effective - techniques for staying in touch with your referrers and referred leads (p. 100).
• How to become the recognized mortgage expert in your local market … and cause potential customers to flock to you for financial advice and loans (p. 61).
• People do business with people they like. Want people to like you? Here are 13 ways to turn potential clients into friends, allies, even raving fans (p. 225).
• How to take an unsolicited casual comment … and transform it into a powerful testimonial that brings you more mortgage business (p. 74).
• There's tons of competition in the mortgage business. Here's how to make yourself different and unique (hint: it's NOT by having the lowest rate). See page 133.
• How to get rich with the Referrals on Demand system … even if you're lazy and don't want to do a lot of work. It's on page 205.
• 5 things you MUST do when asking for referrals … and 5 common mistakes to avoid (p. 96).
• How to get more than 250 different people actively selling your mortgage services to virtually everyone they meet - at no cost to you (p. 17).
• The secret to getting your referrers to think about you whenever they think of loans and mortgages (p. 77).
• Simple item that costs you about a dollar and that you give away to people ensures they have your name and phone number handy at all times - especially when the need a mortgage or loan. We even tell you where to buy it! See page 86.
• Why you never need to pay a dime for referrals - and can get all you need for free (in fact, referral fees are prohibited by federal law). See page 129.
• 10 ways to quickly and easily build a profitable database of referrers and referred leads. Starts on page 160.
• What is the lifetime value of customers in the mortgage business? It's NOT what you think. See page 146.
• The most common mistake mortgage originators make that cuts their referral flow in half … and how to avoid it (p. 95).
• Simple 3-step process converts up to 40% of referrals into sales (p. 192).
• The "quick-start" action plan: start generating lucrative referral customers in 30 days or sooner (p. 202).
• How to handle the referral customer who does NOT need a mortgage or loan right away (p. 194).
• What Mary Kay can teach you about making people feel good about you and your mortgage brokerage or bank (p. 107).
• 4 ways to add value to the services you offer referred customers … and ensure that they'll eagerly refer their friends and family to you (p. 55).
• A sure-fire 5-step plan that can generate a continuous stream of referrals all year long … year after year (p. 27).
• And so much more….

All this comes in the massive Referrals on Demand 275-page manual, packaged in a sturdy three-ring binder for easy reference and updating.

You also get the key system concepts professionally recorded on 6 audio CDs. So you can learn the entire system while driving in your car!

To order your Referrals on Demand system manual and CDs on a risk-free trial basis, just click below now:

[Order Now]

What kind of investment is required to
master the Referrals on Demand system?

In some sectors of the financial services industry, like financial planning, referral marketing systems producers take a percentage of every deal you write with the leads they supply or help you generate. That could easily run as high as $10,000 a year or more!

If I were to teach you the Referrals on Demand system at a marketing boot camp, it would take 3 full days of your time. It would cost at least $2,500 in tuition plus airfare, hotel, and food - not to mention the loss of income from being away from the office for three days.

Now, the Referrals on Demand home study program isn't cheap. But it doesn't cost anywhere near that much. Depending on whether you choose the Basic or Advanced program, it's an investment of a few hundred bucks.

If that seems like a lot to you, consider this….

The money you make from just the first loan you generate with my system will more than pay back the cost of the entire program!

And that's just the tip of the iceberg when it comes to the EXTRA MONEY you're going to make in your mortgage business with my system….

Our $20,000 guarantee of satisfaction

How confident am I that Referrals on Demand can help you generate thousands of dollars of extra income for you -- week after week, month after month, year after year - for life?

So confident that I will send you the entire system to use risk-free for 90 FULL Days!

You heard right….

I guarantee Referrals on Demand will make you at LEAST an extra $20,000 in income if you use it in your business..

If not, simply return it at any time … up to 90 DAYS from the date you received it.

We'll refund all your money promptly and without question or quibble. That way, you risk nothing.

A life-altering change awaits you

Stop banging your head against the wall making cold calls, send out mass mailings, running seminars, offering free reports, and doing other marketing that brings you unqualified leads … rate-shoppers who have no loyalty to you and will bolt to save an eight of a percent.

Instead, get my Referrals on Demand for Mortgage Originators marketing system … and put it to work risk-free for a full year in your business, starting today.

Just look at the benefits you will begin to receive within 30 days of starting to use my system:

• Virtually everyone you meet will be eager to refer their friends, family, and neighbors to you for loans … even though you offer them no financial reward in return.
• Those referred customers will be loyal to you and ready to do business with you … and won't be shopping around to save a fraction of a percent on the rate.
• Your "lead pipeline" will fill up fast … you'll soon have more leads than you can ever hope to handle … with your phone ringing off the hook!
• Your closing rate will skyrocket. You'll spend less time nurturing casual rate shoppers who are never going to buy from you … and your closing rate will double or triple.
• Your income will soar, increasing by $20,000 … $40,000 … even $60,000 a year - or much, much more.
• You will jump out of bed each morning, hitting the ground running … eager to get to your desk to deal with referral customers who are loyal to you and want to do business with you, and only you. What a pleasure!

Sound good? Of course it does. So what are you waiting for? You have everything to gain. And nothing to lose.

To order Referrals on Demand on a risk-free trial basis, click below now:

[Order Now]

Remember, if you are not 100% satisfied with Referrals on Demand, you may return the program within 90 DAYS for a full refund. That way, you risk nothing.

Sincerely,

Abby R. Kamadia

P.S. Depending on whether you order the Basic or Advanced System, your Referrals on Demand program will include the following materials:

** Special Bonus #1: The System Manual: How to Create and Implement All the Systems Needed in Your Business to Make it Run Perfectly (list price: $199) … A step-by-step guide to automating your Referrals on Demand program, so that you minimize your personal time and financial investment, while maximizing your personal revenues.

** Special Bonus #2: The Complete Referrals on Demand Toolkit (list price: $448) … A collection of more than two dozen market-tested letters, notes, surveys, ads, and scripts you can use "as is" in your referral marketing program. You get all of these proven sales pieces in hard copy and on an easy-to-use CD, so you can quickly and easily customize them and print them on your letterhead.

This collection of ready-to-use marketing documents eliminates the need for you to write your own letters and scripts, saving you literally 100 hours or more. To hire an ad agency or copywriter to create an equivalent set of letters and ads could easily run you $20,000 or more … and now it's all yours, free!

** Special Bonus #3: Resource Guide (list price: $199) … a directory of 60 vendors who can supply you with everything you need in your referral marketing program including thank-you cards and stationary, promotional items, newsletters, greeting cards, postcards, and gifts.

** Special Bonus #4: Keep Yourself Accountable System (list price: $299) … sturdy, erasable plastic wall chart enables you to track your referral activity at a glance, including phone calls made, e-mails sent, personal notes mailed, number of names added to your database, and referrals received - everything you need to monitor your progress and achieve your marketing and income goals.

** Special Bonus #5: A 2-Month Subscription to The Millionaire Loan Officer Newsletter (list price: $19.90) … a monthly newsletter on how to become a self-made millionaire as a loan officer, mortgage banker, or mortgage broker. Each monthly issue is packed with marketing ideas that can increase your lead flow and closing rates, from becoming the recognized financing expert in your community, to networking online through discussion groups.

** Special Bonus #6: The Power Principle (list price: $14) … 363-page book reveals how to gain the power to influence other people's behavior with honor, grace, and integrity. With a foreword by Stephen Covey, author of The 7 Habits of Highly Effective People. PLUS: a second 351-page book on entrepreneurial success (list price: $24.95).

** Special Bonus #7: Free Coaching Session (list price: $299) … you get a Certificate redeemable for a FREE coaching session conducted by telephone. We'll answer your questions and help make sure you succeed with your referral marketing program.

** Special Bonus #8: Free Critiques (list price: $299) … you also get two Critique Certificates entitling you to submit two printed pieces, brochures, catalogs, or other promotions for a written critique. It's a quick and easy way to make sure your marketing pieces can generate the results you need.

All 8 bonus items are yours FREE when you order Referrals on Demand on a risk-free trial basis today. Just click below now:

[Order Now]

P.P.S. Remember, I GUARANTEE that the Referrals on Demand system will bring you all the referrals, leads, deals, and income you want from your mortgage business.

If not, simply return the manual, CDs, and other program materials within 90 DAYS from the date of purchase for a prompt and full refund of every penny paid.

To use Referrals on Demand for a full risk-free trial in your mortgage business, click below now:

[Order Now]